All Short Term and Long Term Disability benefits are governed by the Policy language. Whether you have The Hartford, Lincoln Financial, CIGNA, etc., a Policy will exist that governs the definition of disability as well as the length and the amount of your benefits....
Year: 2022
Construction industry workers suffer higher rate of injuries
The construction industry has become much safer over the past few decades, yet it is still one of the most dangerous fields, as 20% of fatal workplace injuries occur in this line of work. Minnesota construction workers should be aware of the following while on the...
Manufacturing workers in Minnesota have high job injury risks
Manufacturing work is the backbone of the middle class across the United States and here in Minnesota. Blue-collar workers in the manufacturing sector produce everything from vehicle components to kitchen utensils for consumption here and abroad. Their work drives the...
Does Long Term Disability affect Social Security or Work Comp?
Once you are approved for Long Term Disability (LTD) benefits, the LTD insurer will ask you to apply for Social Security (SS) benefits. LTD does this because it wants SS to share the burden of paying you, and it allows LTD to reduce your monthly benefit....
Is Short Term/Long Term Disability worth it?
If you pay into or your employer provides a Short Term Disability (STD) or Long Term Disability (LTD) Plan and your treating doctors support your inability to work, you should apply for these benefits. When you apply for STD/LTD benefits, the insurer will need to...
How can a lawyer help me with my short- or long-term disability claim?
When you apply for either short-term disability (STD) or long-term disability (LTD) benefits, it’s not a guarantee that you will be approved. While you may pay into this insurance policy, the insurer reserves the right to deny your benefits. When should you get a...
Injured employees may be eligible for workers’ compensation
When an individual suffers a debilitating injury, it is very possible that he or she will also face financial difficulties. For most people, jobs and occupations are the primary way they earn a living for themselves and their families. Becoming disabled can prevent an...
What work comp benefits can I get for an amputation?
One of the more horrific workplace injuries can be losing a limb either on the job or in surgery following a work incident. In such a scenario, there are multiple factors to consider when pursuing workers’ compensation benefits. Once such example from a few years ago,...
Who pays your attorney fees in a workers’ compensation case?
If you are hurt while performing services for your Minnesota employer, it may be possible to collect workers' compensation benefits. Ideally, you will report the injury to your employer and seek treatment as quickly as possible. It is also important to file your claim...
Repetitive injuries with assembly line workers in Minnesota
Assembly line workers in Minnesota perform difficult work to earn a living. With such demanding tasks, repetitive motion injuries are common. What are repetitive motion injuries? Repetitive motion injuries, often called repetitive stress injuries, are neurological...
Injured Worker Guide