The construction industry has become much safer over the past few decades, yet it is still one of the most dangerous fields, as 20% of fatal workplace injuries occur in this line of work. Minnesota construction workers should be aware of the following while on the job.
Common construction workplace accidents
Four types of accidents are responsible for more than half of construction industry deaths: falls, being hit by a heavy object, getting caught between two objects, plus electrocution. Additionally, nearly half of fatal construction accidents occur in small companies with 10 or fewer employees. Falls, one of the most common workers’ compensation claims, also prove more common in the construction industry.
If you work in the construction industry for 45 years, you have a one in 200 chance of dying in a construction accident. You also have a 10% chance of being injured on the job in any calendar year.
Safety precautions can reduce workplace injuries and deaths
The high incidence of fatalities in the construction industry underscores the need for workplace education and safety measures. Studies have found that construction companies that institute workplace safety programs to educate their employees can significantly reduce workplace injuries. Regular inspections of equipment have also contributed to fewer injuries and deaths.
You were injured on the job, so what do you do?
Anytime you have been injured on the job, you can file for workers’ compensation. However, the claims process can be complex, as many employees initially have their claims denied. Insurance companies will go to great lengths to lowball your claim or deny it entirely, alleging that you somehow caused the accident.
Nevertheless, workplace injuries are costly in more ways than one. While some severe injuries result in substantial hospital and medical costs, those mishaps also have additional costs in the form of lost wages and reduced quality of life. When you are unable to work, you may be able to qualify for long-term disability in addition to workers’ compensation.