Minnesota Long-Term Disability Attorneys
Have You Been Denied Your Long-Term Disability?
Long-term disability insurance policies, whether offered through an employer or purchased privately, are intended to provide financial support if the policyholder cannot work due to injury or illness. When policyholders are in good health and paying premiums, insurance companies are quick to make promises. When policyholders need help, insurers are just as quick to find ways to get out of those promises.
At Midwest Disability Work Comp, our Minneapolis long-term disability lawyers have more than 50 years of combined experience serving people throughout Minnesota. We know the laws that govern these policies and how to use these laws to our client’s advantage. We have the skill to work within the rules that the insurance companies set for themselves, providing the evidence necessary to prove you need the benefits you paid for, and you need them fast.
Do You Have a Group Policy or an Individual Policy?
Long-term disability policies offered through an employer are referred to as group policies. Policies purchased privately are referred to as individual policies. While the benefits offered by these two types of policies are similar, the laws that apply to them differ dramatically. Group long-term disability policies are governed by ERISA (Employee Retirement Income Security Act), a federal law that applies to all employee benefits. ERISA matters can be extremely complicated, but we know how to navigate them for success.
Why You Need an Attorney for Your Long-Term Disability Case
Applying for long-term disability benefits can be a confusing process, especially if you have never filed for workers' compensation before. When you have been injured on the job and need this type of assistance, your focus should be on your recovery - not worrying about how you are going to afford your medical treatment. For this reason, you need an experienced legal advocate on your side who can keep your claim on track and ensure your rights are protected.
A skilled lawyer can handle every aspect of your long-term disability case, including:
- Paperwork: The last thing you need during your recovery is to be bombarded with paperwork rife with confusing legalese and strict deadlines. Paperwork errors such as missing or insufficient information are some of the most common reasons claims get denied. An attorney can handle all paperwork on your behalf and help eliminate costly errors that can otherwise compromise the outcome of your claim.
- Medical Experts: An attorney can find and consult with medical professionals who can support your claim and properly assess the severity and long-term effects of your injuries.
- Representation: In the unfortunate event that you are denied coverage, an attorney can provide the aggressive representation you need and help you take additional action in pursuit of the benefits you are owed.
On Your Side Every Step of the Way
Our attorneys make certain to explore every opportunity to obtain financial support for our clients. If you have been denied for Long-Term Disability benefits, we can help you get them. When you hire our firm, you can count on us to keep you informed, to explain your rights and options in plain language, and to be accessible and responsive to your needs.
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Hear What Our Clients Have to Say
They have dramatically improved the quality of life for myself and my family.- Former Client
Their experience and professionalism got me what I was fighting for for years.- Ricardo G.
Competent, knowledgeable, experienced attorney and staff- Betty
Communication was timely and handled with my best interests as a priority- Marius
The staff is very professional and friendly- Judith M.
Over 50 Years of Combined Experience
If We Don't Win, You Don't Pay
Experienced & Caring Attorneys
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Exclusively Serve Injured Workers Across the State of Minnesota