What Wage Loss Benefits Are Available Under Workers’ Compensation?
Workers’ compensation insurance pays for your health care costs that arise out of a work-related injury or illness. It also replaces some of your wage loss resulting from the following types of work-related disabilities:
- Benefits for Temporary Partial Disability (TPD)
- Temporary Total Disability (TTD)
- Permanent Partial Disability (PPD)
- Permanent Total Disability (PTD)
- Death/dependency benefits
If your disability prevents you from doing any work (TTD or PTD), the amount of your benefits is generally two-thirds of your weekly wages at the time the injury occurred or illness began. If you are able to work despite your disability but cannot earn as much as before the injury or illness (TPD or PPD), then you are partially disabled and your benefits are two-thirds of the difference between your pre- and post-injury weekly earnings. When a worker dies as a result of a work-related injury or illness, his or her spouse, children and/or dependents are entitled to death benefits and burial expenses.