Minnesota Lawyers for the Injured Workers
What If My Employer Does Not Have Workers Comp Coverage  

What If My Employer Does Not Have Workers’ Comp Coverage?

Every employer in Minnesota is required to carry workers' compensation insurance or be able to obtain approval for self-insurance. This includes employers with only one part-time employee.

If you were injured at work and discovered your employer does not have workers' comp insurance, you do have options. You can report your employer's failure to provide workers' compensation to the Minnesota Department of Labor and Industry. This department oversees workers' compensation in Minnesota and your employer may be fined for its failure to provide you with the benefits you deserve under the law.

Workers' Compensation Coverage in Minnesota

When you report your situation to the Department of Labor and Industry, you can also request coverage through the state's Special Compensation Fund. A compensation judge will review your situation and determine whether you are eligible for workers' comp benefits. If so, you will receive the same coverage from the Special Compensation Fund as you would have received had your employer carried the appropriate insurance.

Experienced Workers' Comp Attorneys

At Midwest Disability Work Comp in Minneapolis, we have more than 50 years of experience handling employers' workers' comp coverage issues in Minnesota. Our lawyers can help you through the process of obtaining benefits through the Special Compensation Fund and holding your employer accountable for its lack of workers' comp coverage.

Call (763) 325-1995 to schedule a free consultation at our firm today.

What Sets Us Apart

Great People. Real Results.
  • Top 10 MN Workers Comp Attorney
  • 20 Year Minnesota SuperLawyer
  • Over 50 Years of Combined Experience
  • If We Don't Win, You Don't Pay
  • Serving Injured Workers Across the State of Minnesota for 30+ Years
Have Questions?

We're here to help guide you through the process. Call us today at (763) 325-1995 to speak with one of our experienced attorneys. 

Don't Just Take It From Us

Hear What Our Clients Have to Say

  • They have dramatically improved the quality of life for myself and my family.

    “Midwest Disability took my case and earned me the disability benefits to which I was entitled.”

    - Former Client
  • Their experience and professionalism got me what I was fighting for for years.

    “I am very grateful to Midwest!”

    - Ricardo G.
  • Competent, knowledgeable, experienced attorney and staff

    “I felt much more confident in the process!”

    - Betty
  • Communication was timely and handled with my best interests as a priority

    “They were always kind and generous with their time”

    - Marius
  • The staff is very professional and friendly

    “All my questions were answered promptly.”

    - Judith M.
  • Top 10 Best Workers’ Compensation Attorney - American Institute
  • The National Top 100 Trial Lawyers
  • Avvo 10.0 rating Top Attorney
  • Expertise | Top Rank in Minnesota
  • Best of the Best Attorneys
  • 5 Star Avvo Review
  • Avvo Client’s Choice Award 2016, 2017
  • Super Lawyers 2021
  • Avvo

Get the Help You Need

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