What If My Employer Does Not Have Workers’ Comp Coverage?
Every employer in Minnesota is required to carry workers’ compensation insurance or be able to obtain approval for self-insurance. This includes employers with only one part-time employee. If you were injured at work and discovered your employer does not have workers’ comp insurance, you do have options. You can report your employer’s failure to provide workers’ compensation to the Minnesota Department of Labor and Industry. This department oversees workers’ compensation in Minnesota and your employer may be fined for its failure to provide you with the benefits you deserve under the law.
Workers’ Compensation Coverage In Minnesota
When you report your situation to the Department of Labor and Industry, you can also request coverage through the state’s Special Compensation Fund. A compensation judge will review your situation and determine whether you are eligible for workers’ comp benefits. If so, you will receive the same coverage from the Special Compensation Fund as you would have received had your employer carried the appropriate insurance.
Experienced Workers’ Comp Attorneys
At Midwest Disability Work Comp in Minnesota, we have years of experience handling employers’ workers’ comp coverage issues throughout the state. Our lawyers can help you through the process of obtaining benefits through the Special Compensation Fund and holding your employer accountable for its lack of workers’ comp coverage.