No premiums or payments
If you were injured while driving for a delivery company, know your rights. You do not need to “sign up” for workers’ compensation coverage. You should not be required to pay a monthly premium of any kind, and you should not have a deductible. Generally speaking, workers’ compensation is a type of automatic occupational accident insurance. Most of these insurance programs began in 2019 for food delivery drivers. Different companies offer different benefits. The rules can be different for those who are “employees” and those who are “independent contractors” in some cases.
Injuries include repetitive strain
If your job delivering food in Minnesota causes an injury like carpal tunnel syndrome, tennis elbow or tendonitis your employer’s insurance will likely cover this. Many people don’t know that other injuries, such as slipping and falling while delivering, getting attacked or bitten by a dog, or being injured in any way while making a delivery are also very likely covered for employees.
What about damage to my car?
This type of injury coverage only covers bodily injury, not damage to your vehicle. A personal injury attorney can advise you on your rights to pursue compensation after a crash in your own vehicle, not a company. car, truck or van.
Do I need an attorney to file a workers’ comp claim?
In Minnesota, you are not required to have an attorney. However, workers’ compensation is a complex area of law. Working with a legal professional can help your chances of getting all of the benefits you deserve.