What If My Employer Does Not Have Workers' Comp Coverage?

Every employer in Minnesota is required to carry workers' compensation insurance or be able to obtain approval for self-insurance. This includes employers with only one part-time employee.

If you were injured at work and discovered your employer does not have workers' comp insurance, you do have options. You can report your employer's failure to provide workers' compensation to the Minnesota Department of Labor and Industry. This department oversees workers' compensation in Minnesota and your employer may be fined for its failure to provide you with the benefits you deserve under the law.

Workers' Compensation Coverage in Minnesota

When you report your situation to the Department of Labor and Industry, you can also request coverage through the state's Special Compensation Fund. A compensation judge will review your situation and determine whether you are eligible for workers' comp benefits. If so, you will receive the same coverage from the Special Compensation Fund as you would have received had your employer carried the appropriate insurance.

Experienced Workers' Comp Attorneys

At Midwest Disability in Minneapolis, we have more than 50 years of experience handling employers' workers' comp coverage issues in Minnesota. Our lawyers can help you through the process of obtaining benefits through the Special Compensation Fund and holding your employer accountable for its lack of workers' comp coverage.

Free Case Evaluations and Free Consultations for Injured Workers

Start with a free case evaluation. To schedule a free consultation about reporting your work injury, contact us online or call our offices directly at 855-604-1116. All cases are taken on contingency, meaning there are no fees until we recover benefits.